Every time you get behind the wheel of your car, you stand a chance of being involved in an accident which can become a financial burden if you’re not sufficiently protected. Just one accident could mean:
Paying to repair or replace your car.
We’ve been consistently providing dependable, competitively priced insurance protection to rural and suburban families. Our basic policy coverages include:
Bodily Injury and Property Damage Liability:
Protects you from financial loss when an accident involves a covered car and you are liable for the damages and / or injuries.
Medical Payments:
Provides for prompt payment of medical expenses from accidental injury for you as well as anyone in your car.
Collision Coverage:
Pays for damage to your car from colliding with another car or object, or if your car overturns and sustains damage.
Other-than-Collision Coverage (Comprehensive):
Protects against fire, theft of your car or its components, and pays for physical damage to your car - a broken window, tornado, flood, falling or flying objects, or vandalism - to name some examples.
Uninsured Motorist Coverage:
If an uninsured ( or in some states underinsured) motorist injures you or your passengers, or if you’re the victim of a hit-and-run driver, you have coverage for those injuries if you are not at fault.
Optional Coverages:
We also offer coverages for Towing and Rental Reimbursement.
To help you keep your costs down, several discounts are available: